Financial Protection Programs

Choose from a range of offerings to fit your current needs and lifestyle.

• Family and Medical Leave

  Under the Family and Medical Leave Act (FMLA), you may qualify for up to 12 weeks of unpaid leave in a 12-month period, and up to 26 weeks of military caregiver leave.

• Retirement/Savings

  Freese and Nichols will match your 401(k) contribution biweekly: 100% on the first 1% of salary deduction, then 50% on the next 5% of salary deductions. Additionally, FNI offers yearly match based on profits and growth. Eligibility for our 401(k) plan begins on your first day of employment. You may contribute pre-tax or post-tax (Roth) income based on a percentage of salary. After two years of service, participants become 100% vested.

• Life Insurance

  Life insurance products can help provide financial protection for families after the death of a loved one. Freese and Nichols offers basic life insurance to eligible employees, as well as voluntary options for you, your spouse, and dependent children.

• Short-Term Medical Leave/Short-Term Disability

  Should you need to miss work due to illness, pregnancy, or injury, you may still receive a percentage of your salary through this benefit, which is available immediately upon employment, and at no extra cost to you. Short-term medical leave/short-term disability benefits would begin 14 days after your first day of absence, and continue for up to 24 weeks of payment as long as you are considered disabled by the insurance carrier.

• Long-Term Disability

  Pays a percentage of salary beginning six months after the first day of absence due to disability, as long as the employee is deemed disabled by the insurance carrier or until obtaining plan age maximum. Eligibility begins 31 days after employment. The firm pays the cost for this plan.

• Accident Insurance

  When life takes an unexpected turn, accident insurance can pay you money for covered accidental injuries and their treatment. Enroll in this benefit for a little extra peace of mind.

• Legal Shield/ID Shield

  LegalShield provides fully covered legal services from experienced attorneys and their attorneys have an average of 22 years’ experience. Participants are never turned away for covered legal matters. Attorneys are available at the touch of a button through the LegalShield app 24/7. IDShield monitors your personally identifiable information from all angles, alerting you to any suspicious activity related to your identity or credit. If your identity is stolen, IDShield provides full-service restoration and will restore your identity to its pre-theft status.

• Team FN Bonus

  When Freese and Nichols does well, so do you! Eligible team members can look forward to a bonus reflecting overall company success distributed annually as our way to say "thank you" for your work.